As a result of feedback from our members, and in the interests of the membership as a whole, the committee has searched carefully to find a new and competitive insurance company which can offer the same cover as was provided previously and with an increased level of service and benefits. Consequently, a series of insurance policies have been agreed with Insignia Insurance Services of which you can receive the full benefit by simply taking out membership with the Charity Fairs Association. As you know it is a condition of membership that you hold Public, Products and Employer’s Liability insurance (Employers, where applicable) and, whilst you are free to arrange insurance elsewhere we believe that by opting into our group insurance arrangements it will save you time, money and give you peace of mind. We have done our best to carry out the research and price comparisons that you would need to complete if arranging the insurance on your own behalf.
NB. Should you require it, Insignia Insurance Services can also offer competitive rates for the insurance of stallholder’s Stock, General Contents and Other Property. Please contact them direct for an individual quotation and ensure that you let them know that you are a member of the CFA (by quoting your ID number) in order to receive this competitive rate that has been secured on your behalf.
It is a fact that our fair organisers feel very comfortable when accepting CFA member stallholders for their fairs in the full knowledge that they will have good insurance cover.
Insignia Insurance Services can ensure very competitive levels of cover and competitive premiums :-
Annual membership fee with Personal Accident protection: £76.80
Annual membership fee with Public, Product and Employer’s Liability (PPEL) cover: £121.60
These sums include a nominal £10 administration fee:
Employer’s Liability provides cover for you against claims arising from any employee that sustains bodily injury, illness or disease during the course of their employment with you. The Indemnity limit is £10m.
Public Liability provides cover for claims against you for personal injuries to a third party such as a visitor to a charity fair, or damage to their property. The Indemnity limit is currently £5m.
Products Liability provides cover for claims against you arising from the supply of products and causing injury, illness or damage to third parties or their property. The Indemnity limit is currently £5m.
NB. These insurance policies cover members for all business activities, not just at fairs, so you are also covered if you sell online.
You can choose the levels of insurance cover of which you wish to take advantage. Please find below the summaries of each policy (Policy Wording is available upon request):
You will receive all your relevant personalised insurance documents by email within 24 hours of receipt of your payment (or on the next working day if this is over a weekend).
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